Five great ways to reduce mortgage debt

In the domestic economic environment of rising interest rates, it’s time for some great mortgage reduction tips to save you some financial pain and own more of your house sooner. It’s easy to convince yourself that the challenge is too difficult. After all the loan is large and you haven’t got much to spare right? Wrong! You need to think of this as a battle. You’ve... Read More

Five tips for portfolio diversification

Portfolio diversification is widely accepted as being one of the best ways to hedge against inflation, against individual stock or indices falls and a fantastic way to take advantage of upswings in the stock market. Here’s five tips to getting the strategy right. Investing, like anything that requires skill, takes time and practise to get right. Disciplined investing with... Read More

How to avoid emotional investing

Buy low sell high! Everyone has heard the phrase, but like so much with investing it’s easier said than done. Many investors, ironically, end up doing exactly the opposite: buying high, and selling low as they become caught in media hype or fear and buy or sell investments at the peaks and valleys of the price cycle. Why does this type of emotional investing happen? And how... Read More

Quantitative easing

Quantitative easing (QE) is a monetary policy which is implemented to increase the supply of money to an economy. It does so by increasing the reserves of the country’s banking system, by purchasing the government’s own bonds to stabilize prices, create confidence in the market and lower long-term interest rates. This policy is usually instigated when the more common... Read More

Value Investing: what it is and how it works

As an investor you’ll often come across different types of investors and investing styles and the three main denominations are Chartists or Charting Investors, some Fundamental Investors, and others are called Value Investors. Each have their different styles, methodologies and indicators of when it’s a good time to buy, sell or hold a stock. Each style has it’s... Read More